Unless you wear the strong shoes of victims, you will not understand the significance of this post. Both advantages have drawbacks equally. Many people were scammed by the bogus bank warning as the disbelieving forms people are scamming. Technology is fine, but it would be objectively studied by people who are pushing themselves to commit suicide in the name of a heart attack.
How To Differentiate A Fake Transfer From An Original One
1. Always know your previous bank balance in your head so that you know if it has added up
2. Don’t use your SMS to check bank alert, don’t depend on your SMS because scammers can manipulate the SMS , always check your alert from your bank Mobile app. Also, the alert may be delayed In sms, but your bank Mobile app will show it immediately . Don’t depend on SMS, check your balance through App
3. Open an email with your bank. So that your bank will always send an alert to your email. Email does not show fake alert, Emails only show real alert, so if you don’t see the alert in your email. It’s fake
4) If you’re a business person. Don’t easily trust customers especially your new client when they send money to you except you have confirmed it. Most of these scammers dress nicely and they drive clean cars. You may look at their appearance and think they cannot scam you. My dear it’s a lie. They have money but they still want to scam the poor .
5) Don’t allow any customer rush you during transaction. Some of them will rush you . Saying they want to attend to a meeting somewhere. Don’t let anyone go without confirming your alert . Even if they show you debit alert, don’t believe it because most of them will ask for your account number and insert the pin. While the transaction is going on, they will cancel it but the bank will send them debit alert . They will take the debit alert and show you to believe
But later the bank will reverse the money to their account because it was a cancelled transaction
6) When the person that wants to do the transfer ask for your phone number, give the person a phone number that is not connected to your bank. If you receive alert in that phone number, know it’s a fake alert
7) Know how your bank mask account numbers. Some banks will mask the middle digit of your account leaving the last four digits “4563*********5674” . Some banks will mask all leaving only the last four digits “*************6743” .
8) Pay attention to the message title . Some bank use “Acct” while some use “Acc”. And also pay attention to the case your bank uses if it is small or capital letters. Some bank uses “ACCT , ACC or Acc and Acct . So know the case your bank uses.
9) Some bank present credit alert as “CR:NGN545,700. While some uses “CR:N5,000. So know the methods your bank uses and also pay attention to the case if they use small letters “cr” or capital letters “CR”
And the last one is that fake alert does not come with Kobo. Real alert shows “6000.56” but fake alert only shows “6,000.
How Fake Bank Alert Is Done
These fraudsters already have a special “high-level” SIM card specifically designed for replication. If your phone number is provided by the scammer and the bank information, they may customize an unfounded SMS that is exactly the same as the SMS on your bank’s credit warning.
And you’ll get a warning within seconds that looks like your bank came from it. You won’t suspect anything, the message will look true and genuine.
How To Detect ‘Fake Bank Alert’
One has to be suspicious and vigilant in order to identify fake bank warning. Don’t be excited when an alien makes a purchase online for you because the scammers are highly qualified.
If you have a credit warning, please review the message very carefully to confirm if your initial balance is found on the message that was just sent.
Don’t look at credit warning, make sure your remaining balance is in your post. Something is wrong if your SMS does not contain the balance of your account. Using your bank’s USSD code or mobile bank application to check your balance is the safest thing to do.
If you don’t know your USSD bank code, then you can search it using various USSD banks.
Don’t forget about Sharing this to others thus helping others be on the know.
