How To Report Scammer Bank Account in Nigeria 2023 can be accessed below :
Been defrauded by scammers in Nigeria is no longer a new thing, hence we’ve decided to give our readers some guides on How To Report Scammer Bank Account in Nigeria 2023.
This is by lodging a report against the scammer’s bank account. Typically, there are many processes involved to do this act, and in this article, we will highlight the process in details.
How Online Scammers Get Your Information
Internet scammers use many different methods to try to con, deceive, and defraud people.
Online shopping scams
In this case, the consumer never receives what he orders, nor any reply at all, and the scammer simply disappears with the money.
In a data breach, private, sensitive information, such as personal information or financial data, is accessed or leaked by an unauthorized party. Unscrupulous people may then use that private information to conduct any number of misdeeds, including taking out fraudulent loans or hacking into financial accounts.
Credit card fraud
Scammers may illegally obtain a person’s credit card or debit card information, then use it to make purchases or draw cash advances.
Phishing (also known as spoofing) is an online scam in which someone uses fake emails or bogus websites to trick people into giving up their personal or financial information. The phishing victim thinks they are dealing with a legitimate entity, but in reality, the phisher is a scam artist who then steals the victim’s identity, passwords, or financial account information
HOW TO PROTECT YOURSELF AGAINST SCAMMER ACCOUNTS
If you would want to avoid being scammed by fraudsters, then take note of the following tips and protect yourself.
- Never send money or give Mastercard records, online record subtleties or duplicates of personal documents to anybody you don’t have the foggiest idea or trust.
- Keep away from any arrangement with an unknown person that requests in advance payment by means of cash request, wire transfer, or electronic money, as Bitcoin. It is uncommon to recuperate cash sent thusly.
- Try not to consent to transfer money for another person. Illegal tax avoidance is a criminal offense.
- On the off chance that somebody is professing to be from a specific association confirm the personality of the contact by calling the association directly – discover them through an independent source, for example, a telephone directory or online contact. Try not to use the contact gave in the message sent to you.
- Do a web search using the names, contact details or definite phrasing of the letter/email to check for any references to a fraud – a lot of them can be recognized along these lines.
- On the off chance that you believe it’s a scam, don’t reply — tricksters will utilize an individual touch to play on your feelings to get what they need.
- MORE WAYS TO PROTECT YOURSELF AGAINST SCAMMER ACCOUNTS
- Change passwords.
Change your email password frequently, and do not use a similar password for your email as you are doing on other accounts. Use secure passwords that have capital letters, numbers, and special characters. you’ll also try a password vault like Last Pass; it encrypts all of your data, suggests secure passwords, and can confirm your passwords aren’t used twice.
- Change passwords.
- Only trust encrypted websites.
Encrypted websites start with “https” rather than “http.” Your browser might also display a lock icon to indicate that the site is encrypted. it isn’t a guarantee the site is safe, but it’s an indicator that it’s safer.
- Don’t email signatures or account numbers.
Don’t send full account numbers, passwords, wiring instructions, or other personal information via email. Use a secure file-sharing service to send documents that have personal data or signatures and easily make a call if you would like to offer an account number.
- Only trust encrypted websites.
- Verbally confirm any wire transactions. Don’t wire money to strangers. If you are wiring money for a transaction such as a real estate closing, call the person requesting the wire to make sure the request is legitimate. And if you’re wiring money to a relative, such as a grandchild, double-check the request with a phone call.
- Turn on two-factor authentication.
This is a kind of security feature that needs two sorts of authentication, like your password plus a special code texted to your phone. It’s an additional layer of protection just in case your password is stolen.That’s it on the way to identify a scammer bank account from their activity. Up next is the way to report them and avoid being a victim.
Sometimes you’ll mistakenly send your personal and confidential details to a scammer. If that happens and you think that you’ve got given your account details, visa, fee documents number, license or other personal identification details to a scammer, swiftly contact your bank, monetary institution, or other relevant organizations which will lookout of the case.
- Moreover, we urge you to report scams to your bank immediately or the EFCC. If it’s not too much trouble, incorporate details of the scam, for instance, email or screen capture. All of these will help in processing the request. Ways to report a scammer in Nigeria are:
WHISTLE BLOWINGWhistle blowing is any disclosure on an action which is scamming, deceptive, and illicit. Whenever discovered, report speculated fraud and untrustworthy practices with the main points of matters .However, the motive of the whistle blowing policy is to make sure a sound Corporate Governance environment inside any organization. it’s important that there are robust policies that promote Ethics, Professional Conduct and corporate Governance. Due to the thought of those arrangements, their break would regularly be covered by the culprits. As such, most financial institutions treats occurrences of this scamming earnestly as resistance might be harming to the standing of the bank, both from a business and administrative point of view. it’s during this setting that some renown banks like UBA has founded the Whistle Blowing policy which provides a channel to every representative/partner to remark unreservedly and helpfully on issues concerning the bank or report any supposed unscrupulous direct (counting extortion) and activities of suspected bank account users.
- In cases that Whistle Blowing is required, all you have to do is to use the Toll Free Phone lines and email address contact.
CONTACT THE BANK
To a great extent, you will need an assistant from a bank in order to report and solve scamming cases. The following is the rundown of bank contacts that might be helpful:
- Access Bank Plc – 0700CallAccess (07002255222377); [email protected]
- Ecobank Nigerian Plc – +2348003262265; [email protected]
- First Bank of Nigeria Ltd – [email protected]; +234 700 FIRSTCONTACT (+234 700 34778 2668228)
- First City Monument Bank Ltd – +2347003262692265 (0700FCMBMYBANK)
- GTBank Nigerian Plc – +234 700 48266 6328; [email protected]
- United Bank For Africa (UBA) – [email protected]; +234 700 2255 822
- Union Bank – 1-800-238-4486; https://www.unionbank.com/global/contactus/sendusfeedback/index.jsp
- Fidelity Bank Plc – 0800FIDELITY (080034335489); [email protected]
- Sky Bank Nigeria – [email protected]
- Wema Bank Nigeria – +234-1-4613146-7; 07000PURPLE (07000787753); [email protected]
- Stanbic IBTC Bank – 0700 CALL STANBIC (0700 2255 782); [email protected]; +234 1 4227777; [email protected]
- Sterling Bank Plc – [email protected]; 01-4484481-5, 014489470-94
- Zenith Bank Plc – [email protected]; 0700ZENITHBANK